We lounged around at the coffee shop, debating the correctness of the afternoon forecast. We had dodged any rain on our morning gravel ride along the Bass Coast of the Southern Ocean, however It was becoming overcast and somewhat sultry.

I checked the local surf break and was thinking of jumping in my Exo white water kayak to grab a few small waves, where I had seen the local surfers earlier.

There was a line of darker clouds on the horizon and the weather radar showed some rain expected later in the day. Anyway, I thought I might squeeze in a little fun before it arrived.

I decided to check out the beach launch area, with its rocky outcrops, which looked “interesting” and a couple of warning signs that gave me more of an idea

The wind was increasing and the dark cloud now seemed to be roaring towards us and I was a little unsure of the weather.

Robyn said I could paddle out on two conditions.

1. She checked that my will was up to date.
2. I signed over our investment portfolio into her name.

I took that as “decision made” and retreated to a comfortable ocean view and within 30 minutes I was watching a savage cold front hit.